What is your borrowing capacity?

Know your numbers

Our loan calculator can give you a rough estimate of how much you can borrow, repayments, associated costs and more.

Choose to get a pre-approval

We can assess your financial situation and get pre-approval from lenders which will enable you to shop for a home with peace of mind. The approvals are typically valid for three months and they are especially useful in auctions.

Know how lenders will assess your application

All lenders use a number of different criteria to determine your eligibility for a loan along with how much they will lend to you. Typically these include income, expenses, debt, employment history, credit record, assets, savings etc. We have access to all the criteria of over 40 lenders and can help you to prepare documentation for maximum chance of success.

Optimize your borrowing

Our experienced broker can advise you regarding consolidation of your current debts, maintaining good credit history, choosing the most suited loan product, deposit amounts and much more. This will ensure that you will be able to apply for the right amount whenever you decide to.

Speak with us

We can help you decide on the optimum borrowing amount by assessing your eligibility and discussing all the borrowing options in detail. Speak with us today!

Calculate a comfortable repayment

Create a budget

We can help you to figure out the spending patterns and saving opportunities which will help you to calculate how much you can repay monthly/fortnightly. Based on these figures out expert broker will assist you to calculate the optimum borrowing amount which will not put any additional stress in your lifestyle.

Factor in the unexpected

In your calculation always factor in potential changes such as losing your job for a period, interest rate hikes or even major illnesses and set aside some money for these eventualities after all your expenses. Our expert broker can advise you regarding how much you should spend on your repayments based on your financial situation.

Speak with us

Our experienced broker can show you how you will be able to have a comfortable mortgage by creating a good budget, selecting the right product and choosing the right repayment option. Speak with us today!